Florida Sun Insurance Inc.
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Motorcycle Insurance

For our clients motorcycles aren't just transportation, they're a way of life. We know motorcycle insurance because we love motorcycles too. Let us help you save money and protect your bike.

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What is Motorcycle Insurance?

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverages

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:
  • Accessory Coverage - Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.
  • Comprehensive Physical Damage Coverage - Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.
  • Collision Coverage - Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns. 
  • Bodily Injury Liability Coverage - Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.
  • Property Damage Liability Coverage - Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.
  • Medical Payments Coverage - Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.
  • Personal Injury Protection Coverage - This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages.  PIP is designed to be paid without regard to legal liability. 
  • Uninsured/Underinsured Motorist Coverage -  Provides for a motorcycle operator to receive damages for any injury he or she receives from an uninsured, negligent driver. The coverage pays the difference between what the uninsured or underinsured driver can pay and what the injured operator would be entitled to as if the uninsured motorist had proper insurance
  • Motorcycle Roadside Assistance Coverage - Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

    Contact us to learn more about the right motorcycle insurance for you.
Ormond Beach Office​
(386) 677-8387
1459 N US Highway 1
Suite A1
Ormond Beach, FL 32174

Palm Coast Office​
(386) 264-6708
4440 N Ocean Shore Blvd
Ste. 106
Palm Coast, FL 32137
Click Here to Email Us
Motorcycle Insurance Quote
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Ormond Beach Office

Florida Sun Insurance Inc.
1459 N US Highway 1
Suite A1
Ormond Beach, FL 32174
(386) 677-8387
Click Here to Email Us

Palm Coast Office

Phone: (386) 264-6708
Fax: (386) 264–6711
4440 N Ocean Shore Blvd
Ste. 106
Palm Coast, FL 32137
 Website by InsuranceSplash
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Condo Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Condo Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Accessibility Statement
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Blog
    • News
  • Contact